FraudLabs Credit Card Fraud Detection Web Service

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credit card fraud

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	Online Buyers
	Online Merchants
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	Sample Data

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The FraudLabs Credit Card Fraud Detection Web Service is a hosted, programmable XML Web Service that allows instant detection of fraudulent online credit card order transactions. The FraudLabs Credit Card Fraud Detection Web Service helps the Internet merchant to avoid loss of revenue, waste of productivity, and increase of operation costs in chargebacks and higher reserved funds as a result of online frauds.

Simply provide FraudLabs several non-intrusive online transaction data such as IP address, email address domain name, delivery address, credit card bank identification number (BIN), area code and ZIP code. FraudLabs Web Service analyzes and scores the transaction information using proprietary FraudLabs algorithm based on known risk factors derived from online fraud patterns. Merchants can automate business decision instantly based on the FraudLabs XML results that are cross-referenced against multiple proprietary databases in real-time.

A fraud validation score is directly proportional to the risk of the input values. The higher the scores, the higher the risk of a transaction.

FraudLabs Fraud Detection Desktop Application

When a user submits an online order to your site, whether for goods or services, simply send the required non-intrusive information to FraudLabs Fraud Detection Web Serivce, and get a quick and easy description, element by element of the likelihood of that purchase being false, fraudulent, or incorrect; along with an easy to read overall score.

FraudLabs users can display the logo on their website to protect online credit card fraud. Click here for FraudLabs logo.

Internet Retailers
Online Credit Card Merchants
e-Commerce Software Developers

Prevents loss of revenue due to delivery of goods to fraudsters.
Prevents waste of productivity to review all online orders manually.
Prevents increase of operation costs as a result of online frauds chargeback and higher reserved funds.
Integrates via an XML-based Web services interface to any product or platform.
Contains sample code examples for ease of integration.
Provides multiple subscription levels at different prices based on your business needs.

Pinpoints the exact location of customers, with country, state, city, latitude and longitude and Internet Service Providers using IP address
Calculates the distance between delivery city and estimated city from IP address
Verify whether the online buyer is behind anonymous proxy servers
Verify whether the online buyer is using a free anonymous email address
Verify whether the online buyer is using a known mail drop or postal box
Match between credit card Bank Identification Number (BIN) data and user-entered information
Match between area code and postal code information in delivery address
Provides a complete XML-based Web services API.
Contains sample code examples for ease of integration.

Package

FL500

FL2000

FL5000

FL20000

FL100000

FL500000

Monthly Query Credits

500

2000

5000

20000

100000

500000

24-7-365 Email Support

Yes

Yes

Yes

Yes

Yes

Yes

1 Year Subscription

Subscription Rate

Average Rate / Query

$299.5

0.0499

credit card fraud prevention

$499.5

0.0208

credit card fraud prevention

$799.5

0.0133

credit card fraud prevention

$1499.5

0.0062

credit card fraud prevention

$2999.5

0.0025

credit card fraud prevention

$5999.5

0.0009

credit card fraud prevention

1 Month Subscription

Subscription Rate

Average Rate / Query

$29.95

0.0599

credit card fraud prevention

$49.95

0.025

credit card fraud prevention

$79.95

0.016

credit card fraud prevention

$149.95

0.0075

credit card fraud prevention

$299.95

0.003

credit card fraud prevention

$599.95

0.001

credit card fraud prevention

Input Field	Format	Description
IP	Required	IP address of credit card holder. (IPv4 or IPv6)
CITY	Optional	City of billing address.
REGION	Optional	Region of billing address.
COUNTRY	Optional	Country code of billing address.
POSTAL	Optional	Postal/Zip code of billing address.
DOMAIN	Optional	Email address domain name.
PHONE	Optional	Customer phone number.
BIN	Optional	First 6 digits of credit card number to identify issuing bank.
BINNAME	Optional	Name of the bank which issued the credit card.
BINPHONE	Optional	Customer service phone number listed on back of credit card.
LICENSE	Required	License key for trial and premium users.
SHIPADDR	Optional	Address of shipping address if different than billing address.
SHIPCITY	Optional	City of shipping address if different than billing address.
SHIPREGION	Optional	Region of shipping address if different than billing address.
SHIPPOSTAL	Optional	Postal/Zip code of shipping address if different than billing address.
SHIPCOUNTRY	Optional	Country of shipping address if different than billing address.
QUERYID	Optional	Additional information to identify this transaction.

Output Field	Format	Description
COUNTRYMATCH	YES or NO	Whether country of IP address matches billing address country.
COUNTRY	Char(2)	Two-letter ISO-3166 country code.
HIGHRISKCOUNTRY	YES or NO	Whether IP address or billing address country is in Belarus, Colombia, Egypt, Indonesia, Lebanon, Macedonia, Nigeria, Pakistan, Ukraine, Vietnam or Yugoslavia.
DISTANCE	Integer	Distance from IP address to Billing Location.
IP2COUNTRY	String	Estimated Country of the IP address.
IP2REGION	String	Estimated Region of the IP address.
IP2CITY	String	Estimated City of the IP address.
IP2LATITUDE	Float	Estimated Latitude of the IP address.
IP2LONGITUDE	Float	Estimated Longitude of the IP address.
IP2ISP	String	Estimated ISP of the IP address.
ANONYMOUSPROXY	YES or NO	Whether IP address is from Anonymous Proxy Server.
FREEMAIL	YES or NO	Whether e-mail is from free e-mail provider.
BINCOUNTRYMATCH	YES or NO	Whether country of issuing bank based on BIN number matches billing address country.
BINNAMEMATCH	YES or NO	Whether name of issuing bank matches inputted BIN name.
BINPHONEMATCH	YES or NO	Whether customer service phone number matches inputed BINPHONE.
BINCOUNTRY	String	No BIN information will be provided due to security reason.
BINBANKNAME	String	BIN information will be the input provided due to security reason.
BINBANKPHONE	String	BIN information will be the input provided due to security reason.
POSTALCITYMATCH	YES or NO	Whether the customer postal code is in the billing location (for US and Canada only).
PHONECITYMATCH	YES or NO	Whether the customer phone number is in the billing location. (for US and Canada only).
SHIPFORWARD	YES or NO	Whether shipping address is in database of known mail drops.
CREDITSAVAILABLE	Integer	Number of queries remaining in your account, can be used to alert you when you may need to add more queries to your account.
FRAUDSCORE	Integer	Overall score between 0 and 100. 100 is the highest risk. 0 is the lowest risk.
QUERYID	Integer	Unique ID based on customer query ID
MESSAGE	String	Web Service Message Response
IMPORTANT:For security purpose, we will only compare the BIN information internally and return the checking status. No BIN information will be provided as part of the results.